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Electronic Money Institution Solution (EMI)

An Electronic Money Institution (EMI) solution offers a range of advanced features tailored to support digital financial services:
E-money issuance

  • Multi-currency support
  • Payment processing
  • Regulatory compliance (KYC, AML, PSD2)
  • API integration
  • Real-time...
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Whishlist

 

Electronic Money Software

PISHRO - EMI Wallet and Mobile App Solutions

Start your own digital wallet business with PISHRO solution and create an independent digital payment method for customers.

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Applications

What’s Included with EMI Wallet?

EMI Wallet has all the essential Laravel panels & Flutter apps for you to start your digital wallet business right away!

Admin Panel

Admin Panel

Manage the entire system, distribute e-money, and set business rules.

Merchant Panel

Merchant Panel

Merchant can receive product or service payments to their EMI Dashboard.

Agent Panel

Agent Panel

Agents can send money, withdraw, and receive e-money to their wallets.

Customer Panel

Customer Panel

Send or transfer money to other EMI Dashboard and add money as well.

Customer Mobile App

Customer Mobile App

Send or transfer money to other 6Cash wallet and add money as well.

 

 

 

 

 

EMI Wallet Source Code for Cross-Platform Performance

EMI Wallet comes with a clean source code with various payment & SMS gateway integration feature.

Technologies & Platforms

  • Android
  • Ios
  • Flutter
  • Laravel

SMS Gateways

  • Twilio
  • Nexmo
  • MSG91
  • 2 Factor

Payment Gateways

  • Paypal
  • Razorpay
  • Flutterwave
  • Sslcommerz

 

 

 

 

 

Best Features of EMI Wallet

Explore the amazing features of the EMI Wallet digital wallet solution with detailed business logic.

Generate E-Money

Generate E-Money

Create e-Money and transfer to all EMI Wallet agents and customers.

Send Money

Send Money

Customers can send money to another EMI Wallet from EMI Wallet app.

Withdraw Request

Withdraw Request

Admin can accept EMI Wallet merchant's withdrawal requests from the panel.

Withdraw Method

Withdraw Method

Add multiple withdrawal methods for merchants such as card or bank.

Manage Commissions

Manage Commissions

Set commission charges for each transaction & make a profit every time.

Set Purpose

Set Purpose

Customers can add purposes before sending money to other users.

Add Money Bonus

Add Money Bonus

Give bonuses to agents & customers for completing add money target.

Payment

Payment

Customers can shop from anywhere and pay EMI Wallet merchants via wallet.

Login Verification

Login Verification

Secured login option for agents & customers with smart face recognition.

Transaction Limits

Transaction Limits

Set daily & monthly transaction limits for add, request and send money, etc.

LTR & RTL

LTR & RTL

Add any language (with LTR & RTL support) to the EMI Wallet system for users.

Payment & SMS

Payment & SMS

Integrate famous payment & SMS gateways for convenient transactions.

Multiple Theme

Multiple Theme

Choose from two of the best app themes that suits your users' needs.

Promotional Banners

Promotional Banners

Add linked websites to the agent & customer app for promotional use.

QR Code Scan & Share

QR Code Scan & Share

Unique QR code available for all users with scanning & sharing option.

 

As an admin, you will get profit from each transaction with the EMI Wallet solution.

Make a Profit in Every Transaction!

From Customers
get profit from

Customers

you will get profit from each transaction of Customers:

  • Cash-out Charge
  • Withdraw Charge
  • Send Money Charge
From Agents
get profit from

Agents

you will get profit from each transaction of Agents:

  • Withdraw Charge
From Merchants
get profit from

Merchants

you will get profit from each transaction of Merchants:

  • Withdraw Charge

 

 

 

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Send Money process

Easy-to-Use EMI Customer App

1
Choose a Number

Choose your desired EMI Wallet number to send money.

2
Enter Amount

Enter the amount you want to send to the recipient.

3
Enter PIN & Send

Finally, enter your PIN & swipe right to send money.

4
Select Purpose

 

 

 

 

How to Get Started with PISHRO?

As the owner of PISHRO Digital Wallet solution, you will get the maximum share of the profit! Here’s what you need to get started

 

 

Step 01
Step 01

Set up Your Business

First, you need to set up your business and rules, such as transaction limits.

Step 02

Add Agents

After that, you can add unlimited agents or accept agent’s joining requests.

Step 02
Step 03
Step 03

Add Merchants

Then, add new merchants with required information & set link to their website.

Step 04

Set up Various Commissions

Now it’s time to set transaction charges for cash out, withdraw, send money, etc.

Step 04
Step 05
Step 05

Make Profit on Every Transaction

Finally, time to sit back and relax while you make a profit from every transaction!

 

 

 

 

 

 

Tailored for Your Digital Wallet Business

Developed with The Business Logic in Mind

If you’re about to start a digital wallet business, then PISHRO is the compact solution you’ve been looking for.

  • Easy to Customize
  • Ready to Launch
  • Attractive Interface
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Admin Panel

 

As the owner of EMI Wallet Solution, you can efficiently manage users, handle transactions (deposit, withdraw, send money), and access comprehensive reports (transaction list, commission list, charge profit list) all from a centralized admin panel. Additionally, the Settings area offers extensive customization options, ensuring full control over the operational aspects of your wallet solution and business rules.

Efficient Control of Subscribers, Agents, and Merchants
Efficient Control of Subscribers, Agents, and Merchants

User Management & User registeration

The Admin panel for User Registration captures Personal or Business Info, verifies phone numbers and emails, requires KYC documents, and ensures users accept policy conditions or contracts.

Customize Financial Parameters and Commission Rates

Fee & Commission Settings

The Fee & Commission Settings section allows administrators to define and manage transaction fees, fee structures, and commission rates, ensuring alignment with business goals and regulatory standards while maintaining clear and controlled financial policies.

Customize Financial Parameters and Commission Rates

 

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Top-Tier Protection for Your Data

We’re Serious About Security

We’re committed to the highest standards of security in our application, ensuring your data and transactions are always protected.

  • Receive real-time alerts with our dedicated fraud team.
  • 24/7 account & system monitoring.
  • Protect your account and transactions with 2-factor authentication.
  • EMI wallet regulated by central bank and regulators in your country.

 

 

 

 

Agent Panel

 

The Agent Panel simplifies agent and financial management with features such as User Management, E-Money Services for Cash In, Cash Out, and Send Money transactions, and Agent Wallet Management for commissions withdraw request. It also includes a Reports section for real-time transaction tracking.

Efficient Verification of Identity Documents
Efficient Verification of Identity Documents

KYC Verification

In the Agent Panel’s User Management and KYC section, you have access to tools that ensure accurate user identity verification. This includes checking the matching Identity Documents with the ID card, and confirming the validity of email addresses and phone numbers.

Secure Cash Transactions and Transfers

E-Money Service

Whether your subscribers need to deposit funds into their wallets, withdraw cash, or send money to others, our Agent Panel provides a user-friendly and secure interface to facilitate these transactions

Secure Cash Transactions and Transfers

 

 

 

 

Merchant Panel

 

Merchants can view the electronic money received from the sale of products to their customers through the 
merchant panel dashboard and withdraw their wallet balance.

Overview
Overview

Merchant Dashbord

As a merchant, you can view the summary of your wallet statistics through your dashboard panel.

Withdraw Request

Withdraw Request

As a merchant, you can choose your desired withdrawal method and register your request to withdraw your wallet balance at any time.

Withdraw Request

 

Digital Wallet Mobile App with Laravel Admin Panel

Start your own digital wallet business with EMI Wallet solution and create an independent digital payment method for customers.

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Creating a Customization Project

Custom work ?

We’re available for freelance and customization work, ready to bring your ideas to life. Just click to connect and share your vision with us!

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